In our pawnshop you can buy any item in installments.
It is possible to draw up a contract digitally and we send the goods by mail anywhere in Estonia. Or you can make a contract in our pawnshop.
The whole procedure takes no more than 10 minutes.
Each installment plan represents a financial obligation. Before engaging in an installment plan, read the service-related terms and, if necessary, contact an expert. The installment service provider is ESTO AS (reg. code 14180709). Regular ESTO installment terms are as follows:
● Interest from 0%
● Contract fee from 0 EUR
● Duration - up to 4 years
All citizens of the Republic of Estonia 18 - 70 years old can apply for the ESTO installment plan.
Every financial decision is associated with risks and obligations; therefore, we require careful consideration of the need to consume credit products. For example, for a 24-month loan of 1059 euros with a fixed annual interest rate of 13.90% accrued on the original amount, with a contract fee of 14.90 euros, the cost of the loan comprises 38.14%, the monthly payment constitutes 60.72 euros, and the total repaid amount equals to 1458.28 Euro.The service provider is Koduliising AS. Every loan is a financial liability. Weigh your decision carefully – read the terms of the loan agreement and, if necessary, consult with a specialist. The loan cost rate is 39.40% under the following standard conditions: cost of goods / services 419 euro, contract period 12 months, fixed interest rate 20% of the loan amount per year, loan amount 419 euro, total payments 499.32 euro and the amount chargebacks 499.32 euro.